Business & Personal Term Loans
Get a lump sum of cash with fixed monthly payments. Perfect for business investments, strategic growth initiatives, or personal financial goals.
Key Features
Loan Amounts
$5,000 to $250,000 available
Repayment Terms
Up to 7 years to repay
Fixed Payments
Predictable monthly payments
Benefits
Why choose our term loan
- One-time lump sum payment for immediate use
- Predictable fixed monthly payments
- Competitive interest rates for qualified applicants
- Use funds for any business or personal purpose
- Option to apply for additional funding later
Business Loan Requirements
What you need to qualify for a business term loan
- Minimum 12 months in business
- Monthly revenue of at least $15,000
- Personal credit score of 650+
- Positive cash flow for last 6 months
- Business and personal tax returns
Personal Loan Requirements
What you need to qualify for a personal term loan
- Personal credit score of 650+
- Stable income with proof of employment
- Debt-to-income ratio under 50%
- Valid government-issued ID
- Bank statements from the last 3 months
Perfect For
Equipment Purchase
Buy machinery, vehicles, or technology
Business Expansion
Open new locations or expand operations
Inventory Purchase
Stock up for busy seasons
Working Capital
Cover operational expenses
Application Process
1
Submit Application
Complete our detailed application online
2
Document Review
We review your financial documents
3
Get Approved
Receive approval within 2-3 business days
4
Receive Funds
Get your lump sum within 24 hours
Frequently Asked Questions
Ready to Grow Your Business?
Get the lump sum funding you need to take your business to the next level.